I hate to tell ya, but everyone is a sales person. May it be your company, yourself, to your boss, to your other boss, to whomever, regardless of the relationship you are always selling. With that in mind, here’s a snipet on customer buying behavior that will help your sales efforts. Continue reading
Things change. And when things change, other things should change as well. Years ago water was free, television was free, mortgages were simple, college was fairly priced, employers valued their employees and the list goes on. All of that has changed. Now we can buy a cup of coffee for $4, have a cell phone bill of $200 (with texting and internet use of course), pay $150 to watch 700 channels and buy a bottled water for $2.75. Yet salaries have gone down, taxes have gone up, jobs have been replaced by less expensive means, Continue reading
Tax changes inevitably occur from year to year. These can range from minor adjustments to the complete elimination of various tax provisions. The Internal Revenue Service has released information on a number of tax changes for the 2012 tax year.
Please don’t be scared by these changes. Most are very small and more than likely will have a favorable impact on your tax situation. The media loves to take things out of proportion and they have done so with the fiscal cliff warnings. Our advice on most of this is not to pay attention to it. Continue reading
Here it is ladies and gentlemen, your 2013 Expert Personal Financial Plan. Please watch closely, there are two very important steps to pay attention to.
First, take how much money you make
Second, Spend less
The End. Stay tuned for more expert advice, much more to come. Make sure you pay us a visit at www.ataccountant.com
I was very fortunate growing up as a kid. At five years old my Mom would bring me to our local bank, back then, Shawmut Bank in the city of Boston. I had a passbook, with about $20 in it and every week we would make a deposit of a dollar or so. When the transaction would occur, there would be a line item in my passbook, it was interest, and it would usually amount to around $.03. My mother then explained to me, this is what happens when you save money, it creates interest,
Back then things were a little simpler than they are today. Kids saving money was the norm. There weren’t as many gadgets to buy. Case and point, look at expenses today that weren’t around back in the day. Cell phones, texting, laptops, tablets, cable and the list goes on. Let’s look at a Continue reading